What Does My Insurance Cover?

Thinking about starting therapy, but unsure about the cost?

You’re not alone—figuring out insurance benefits can feel confusing. But the good news? Most insurance plans do cover mental health, and your cost might be lower than you think. Some clients pay as little as $0–$20 per session.

At Cooper Counseling Center, we’re in-network with Aetna and BlueCross BlueShield, and we want to make it easy for you to understand what your specific plan covers.

We’ve created a simple guide to help you check your benefits and avoid any billing surprises. We recommend calling your insurance company at the number on the back of the card. You can use the list below to guide your questions and better understand your coverage.

• Do I have outpatient mental health benefits and if so what are the benefits?

• What is my copay for each counseling session?

• What is my deductible, has my deductible been met, and do outpatient mental health services go toward my deductible?

• Do I need a pre-authorization or approval from my primary care physician before starting counseling?

• How many sessions per calendar year does my plan cover?

• Is Cooper Counseling Center an in-network provider for my insurance plan? Marisa Chandler and Erin Mace are billed under Cooper Counseling Center’s insurance contracts.

Feel free to contact us if you have questions about your insurance coverage. We would be happy to chat with you! You deserve support that fits your life and your budget.